 Who
are you? |
We are one of the country’s leading finance brokers. For
more information click
here . |
| |
| I
want a competitive interest rate |
We
have excellent relationships with many of the top lenders in
the country. Some are subsidiaries of the clearing banks. Due
to this we have been able to negotiate very competitive terms
and are sure we will find a rate to suit your needs. |
| |
| I
want to consolidate my credit/reduce my monthly outgoings |
We specialise in debt
consolidation.
We can negotiate with all your credit providers, the best possible
settlement figures and pay them all off with one of our loan
plans over a period to suit you. |
| |
| I
have a poor credit history, can you help? |
We have vast experience in helping people with a range of debt
problems - for example, county court judgments, mortgage arrears. |
| |
| Can
I use the loan for any purpose? |
Yes, absolutely. We have helped clients with everything from
the conventional - debt
consolidation,
home
improvements
or a dream
holiday
- to the less conventional - a new nose, an exotic pet or a
Ferrari. |
| |
| How
do I apply? |
Raising finance or realising your dreams couldn’t be easier.
Simply call a friendly operator on the
telephone number above (page top)
or
click here
to complete a quick online form. The process is free and you
are under no obligation. Remember, we’re here to help.
|
| |
| What
will happen after I apply? |
We will immediately assess your individual requirements, and
match them with the best deal from our panel of lenders. We
aim to secure approval in principle within 24 hours of your
application. You will be kept informed of progress at all stages.
Our professional underwriters will then guide you through the
loan process; clearing all the obstacles and delivering the
cash you need in the shortest possible time. There are no interviews
and no salesmen will call. Remember the application process
is free and you are under no obligation. |
| |
| How
quickly can I get my loan? |
We aim to secure approval in principle within 24 hours of your
application. You will be kept informed of progress at all stages.
Professional underwriters will then guide you through the loan
process; clearing all the obstacles and delivering the cash
you need in the shortest possible time. Our experience and close
day-to-day contact with the lender means we can get through
the process quicker than most. The sooner you start the process
the quicker we can help - so if you’re ready, apply online
now, or call a friendly operator on the
telephone number above (page top). |
| |
| What
will my monthly payment be? |
This depends on how much you borrow, and how long you intend
to borrow the money for. Click here to use our loan
calculators.
You should only borrow an amount that you can afford to repay. |
| |
| What
information will you need? |
Our lenders require accurate and truthful information to take
a decision in principle. Our online application form proves
this basic information. Click here to view the application
form.
Skilled underwriters will guide you through the documentation
and more detailed enquiries that will be needed to secure the
finance. |
| |
| How
long do I have to repay my mortgage? |
We
can arrange finance terms from 3 years to 25 years. |
| |
| Can
I insure my payments? |
Yes, most customers choose to insure their payments. Payment
protection gives peace of mind. |
| |
| How
does payment protection work? |
If you lose your job or are off work through accident or sickness
or redundancy, your repayments, subject to certain exclusions,
are paid directly by the insurer. |
| |
| Which
loan companies do you deal with? |
We have dedicated teams working in partnership with some of
the best lenders in the country. This instant access means we
can choose finance that matches your individual needs and get
fast results. |
| |
| What
is your lowest rate loan? |
We currently have loans available at our lowest rate in thirty
years, at 7.9%. So there has never been a better time to apply.
Simply complete the online application or call a friendly operator
on the
telephone number above (page top). |
| |
| What
types of finance are available? |
We offer secured loans to homeowners. We will review your individual
needs and advise on the best method of securing finance for
you. This may be a new mortgage, a re-mortgage or a secured
loan. Our aim is to provide you with the best solution on the
market. |
| |
| How
much can I borrow? |
You can borrow any amount from £1,000 - £500,000
and repay it over any period from 3 years to 25 years. If you
know how much you can afford to repay, click
on this link
to find out how much you can borrow. |
| |
| Can
I repay my loan early? |
You can pay the loan back at any time. Your loan agreement will
show how any early redemption cost is calculated. Your loan
will meet all FISA standards, and you will receive a FISA borrowers
information guide which will explain the process in detail.
|
| |
| Can
I have a fixed rate? |
Yes, we can offer fixed or variable rates details upon request.
We have access to many solutions, whatever your requirement
- we are here to help. |
| |
| Are
there any hidden charges? |
No, there are no broker fees on the advertised plans, but we
also offer plans to suit all circumstances whether you are self
employed, have no accounts, or are retired. We can help if you
have CCJ's, arrears or a poor credit rating. Occasionally, a
service charge of up to 10% may be required. This enabled us
to offer plans that may not be available elsewhere. |
| |
| Can’t
find the question you want answered? |
No problem. Remember we are here to help. Click
here
to
email your question; we aim to respond within 24 hours. |
